Banks are now just starting to embrace open source. Ed Cable and James Dailey share case studies on banks and fintech startups from four different continents that built on top of the Apache Fineract core banking platform, accelerating their innovation, lowering their costs, and transforming them from consumers to contributors of open source.

Form3 delivers cloud-based connectivity, payment processing, clearing and settlement services to a wide range of regulated financial institutions. Every transaction in fintech represents real money fr …