Lessons from 2008 Financials Crisis: Combining AI and Blockchain for Loan Securitisatio
A bank gives a loan for a house in Florida (origination), an investment bank buys a portfolio of many such loans (securitization) and then other i-banks and insurers get involves through CDOs and CDS …
| Talk Title | Lessons from 2008 Financials Crisis: Combining AI and Blockchain for Loan Securitisatio |
| Speakers | BS Anil (CTO, Intain Technologies), Siddhartha (CEO, Intain Technologies) |
| Conference | Hyperledger Global Forum |
| Conf Tag | |
| Location | Basel, Switzerland |
| Date | Dec 11-15, 2018 |
| URL | Talk Page |
| Slides | Talk Slides |
| Video | |
A bank gives a loan for a house in Florida (origination), an investment bank buys a portfolio of many such loans (securitization) and then other i-banks and insurers get involves through CDOs and CDS (Credit Derivatives). With every step, the transaction cost keeps increasing and so does the information asymmetry and the result is 2008 type of crisis.In this demo of eMulya, a Hyperledger Fabric based Securitisation Blockchain that has gone into limited production, Siddhartha will discuss advantages of a Blockchain for Securitization, benefits for originators, investors, and regulators covering Ai as an enabler to reconcile the world ‘as is’ with eMulya. He will discuss the road ahead - interoperability with Origination and Derivatives Blockchains and a possible path to nirvana - each loan is originated, securitized, structured into a Derivative and traded, all on a Blockchain.
